ABOUT US

RetailFactoring.com is a registered agent of Business Financial Services, Inc provides cash advances throughout the United States to its customers through accounts receivable financing, utilizing a merchant’s cash stream from credit card sales as a means of automated repayment.

Our Clients benefit from a broad range of business experience and industry knowledge, working with our specialized Funding and Small Business Advisors.

BFS’s core business provides receivables financing to restaurants and small retail businesses with strong cash flows from credit card transactions that can’t finance their business development and expansion through traditional financing.

A merchant that meets our underwriting requirements receives a cash advance up to $300,000 with payments withheld directly from their credit card sales.

BFS purchases credit card receivables from the restaurant or retail store at a discount. The merchant is “advanced” this purchase and BFS collects payments from a percentage of their credit card transactions until the advance and factoring fee are repaid.